Terms and Conditions

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full.   If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

License for Use

Unless otherwise stated, LIGHT AND UNDERSTANDING LLC owns all intellectual property rights for this website and all the material on the website.  Subject to the license below, all these intellectual property rights are reserved. These terms and conditions do not grant you any intellectual property license or rights in or to the website or any of its materials or components, except to the limited extent the terms and conditions specifically set forth your rights to access the website.

You may view, download for caching purposes only, and print pages or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website except for content specifically and expressly noted as available for redistribution.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Light and Understanding LLC’s express written consent.

You must not use this website for any purposes related to marketing.

User content

Your “user content” is any material that you submit to this website, for whatever purpose.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or against LIGHT AND UNDERSTANDING LLC or against a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Payment for Products or Services

Payment for products or services is to be made in full at the time the product or service is requested from our web site. Payment may be settled in the form of credit card or debit card. We do not accept cash, payment checks, money orders, or any other payment methods.

For security reasons, we are unable to accept credit or debit cards for payment that are set to expire within the next five days.  Also, we can only accept credit cards registered to the delivery address.

Card details are checked and verified by a third party payment processor and goods are shipped once authorization has been obtained. In the event of a breach of security by you, you will remain liable for any unauthorized use of your credit or debit card.

You represent and warrant if you are making online payments that

  • Any credit or debit card information you supply is true, correct, and complete
  • Charges incurred by you will be honored by your credit/debit card company or bank
  • You will pay the charges incurred by you in the amounts posted, including any applicable taxes, and
  • You are the person in whose name the card was issued and you are authorized to make a purchase or other transaction with the relevant credit/debit card and card information

Limitations of liability

This website is provided “as is” without any representations or warranties, express or implied.  LIGHT AND UNDERSTANDING LLC will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

We work to provide accurate and clear information concerning our products, including samples from our publications, so that you can determine whether they are suited for your use before purchase. You may also ask further questions through the Contacts page on our web site and the form found therein before purchase.

Accordingly, the products purchased on our web site are provided “as is,” and we make no guarantees concerning their completeness or fitness for a particular purpose. Returns are only accepted in accordance with the strict guidelines found in our Return Policy.

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit LIGHT AND UNDERSTANDING LLC’s liability in respect of any matter which it would be illegal or unlawful for LIGHT AND UNDERSTANDING LLC to exclude or limit, or to attempt or purport to exclude or limit, its liability.

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website or purchase products from us using this website.

Other parties

You accept that, as a limited liability entity, LIGHT AND UNDERSTANDING LLC has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against LIGHT AND UNDERSTANDING LLC’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect LIGHT AND UNDERSTANDING LLC’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as LIGHT AND UNDERSTANDING LLC.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.


You hereby indemnify LIGHT AND UNDERSTANDING LLC and undertake to keep LIGHT AND UNDERSTANDING LLC indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by LIGHT AND UNDERSTANDING LLC to a third party in settlement of a claim or dispute on the advice of LIGHT AND UNDERSTANDING LLC’s legal advisers) incurred or suffered by LIGHT AND UNDERSTANDING LLC arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions

Without prejudice to LIGHT AND UNDERSTANDING LLC’s other rights under these terms and conditions, if you breach these terms and conditions in any way, LIGHT AND UNDERSTANDING LLC may take such action as LIGHT AND UNDERSTANDING LLC deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


LIGHT AND UNDERSTANDING LLC may revise these terms and conditions from time to time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.


LIGHT AND UNDERSTANDING LLC may transfer, sub-contract or otherwise deal with LIGHT AND UNDERSTANDING LLC’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms and conditions constitute the entire agreement between you and LIGHT AND UNDERSTANDING LLC in relation to your use of this website and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with Florida law, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Florida.